Financing
Quick Funds, Smarter Growth
Smart financing to fuel business growth.
Flexible funding solutions designed to help businesses scale, expand, and manage cash flow. Whether it’s SME digital loans, working capital, or receivables financing, ADAPTIS Financing provides fast, accessible, and data-driven financial support.
Because growth shouldn’t wait.
Accelerate Your Business Potential with SME Digital Loan
Whether you’re an SME looking to expand, a merchant seeking working capital, or a business owner navigating cash flow challenges, our financing solutions offer the support you need. Fast, simple, and 100% online.
SME FINANCING
Designed for businesses aiming to scale, improve operations, or invest in growth.
Loan amounts up to RM200,000
Flexible tenure: 12 months
Competitive interest rate: as low as 1.5% per month
No collateral required
Available exclusively for NTT DATA Payment Services merchants
Fast processing – Apply online in just 5 minutes
RECEIVABLES FINANCING
Short-term financing for businesses looking to accelerate growth or optimize cash flow.
Loan amounts up to RM200,000
Flexible tenure: 3, 6, 9, or 12 months
Competitive interest rate: as low as 1.5% per month
Quick disbursement – As fast as the next working day
Easy Repayment – Choose daily or monthly deductions
Exclusive Rates – Special financing rates for existing merchants
Ready to move forward?
Fill up this form now!
Frequently Asked Questions (FAQs)
As one of the eight approved pioneer 'Credit Community' providers under the Ministry of Housing and Local Government (KPKT), we are amongst the first to roll out digital lending services for its merchants in 2022. Digital lending will be an automated digital process encompassing onboarding, disbursement and repayment process to facilitate the whole micro financing journey.
Our SME Digital Loan is a lending product designed specifically for Malaysian SMEs and existing merchants who need additional funding. No collateral needed.
Quick and easy financing solutions to meet your business needs.
Loan amount up to RM200,000.
Benefit from flexible loan tenures of 3 to 12 months, ensuring the right financing option for your business.
A copy of one of the director's NRIC (front and back).
Yes, Stamp Duty and an Attestation Fee (1% of the loan limit and subject to SST) apply. These fees are deducted from the loan amount during disbursement.
You can reach out to us via email at sales@ghl.com
NTT DATA Payment Services Sdn. Bhd.
C-G-15 Blok C, Jalan Dataran SD1,
Dataran SD PJU9, Bandar Sri Damansara,
52200 Wilayah Persekutuan Kuala Lumpur.
Tel : 03-6286 3388
License No : WL7152/14/01-3/080825 (9/8/2023 - 8/8/2025)
Permit No : WP7152/14/01-1/080825 (20/10/2023 - 8/8/2025)